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Secure and compliant thrift shop payment processing

Don’t sacrifice convenience for compliance. ThriftCart’s integrated payment processing provides customers a modern checkout experience while keeping the system easy to use for volunteers, compliant with financial reporting requirements, and affordable for mission-driven nonprofits.

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Secure and easy to use

Secure and easy to use

Get volunteers up to speed quickly with a simple user interface, state-of-the-art security, and built-in guardrails for compliant sales.

Roundup donation support

Roundup donation support

Further support your mission with roundup donations. Ask for donations at the register and keep separate donation records automatically.

Simplified reporting

Simplified reporting

Keep detailed financial and inventory records for UBIT eligibility and stress-free Form 990 filing. Automatically get financial reports that break out different revenue sources, grants, and more.

Easy and convenient thrift shop payments

Stop wasting time with generic retail POS that’s built for trained employees and standard sales tax. ThriftCart’s integrated payments are easy to learn and built to handle the complexity of nonprofit businesses.

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Effortless volunteer onboarding

Quickly onboard new volunteers and set up role-based access to ensure staff only have access to the systems they need.

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Multiple payment methods

Take payments via cash, check, all major credit cards, and contactless payment apps like Google Pay and Apple Pay.

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Built-in roundup donations

Support your mission by prompting customers for small roundup donations at the register and record the amounts separately as donation income, not part of the sale.

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Affordable processing fees

Get the best deal on payment processing fees. If your current payment provider has a lower rate, we’ll match it or beat it.

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Stress-free compliance and reporting

Spend less time on tracking donations, grants, and revenue and more time on your mission. ThriftCart seamlessly records your sales revenue, donation revenue, roundup revenue, and grant funding separately, reducing stress at board meetings and tax time.

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Accurate tax rates

Apply the correct sales tax based on item type, jurisdiction, nonprofit exemptions, and any other applicable factors in your state.

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Detailed financial reports

Automatically track different revenue and donation streams within the same system, drastically simplifying bookkeeping. Processing fees are kept as a line item expense for a more transparent view of operational costs.

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Donor receipts

Provide accurate receipts for large donations and simplify the completion of Form 8283.

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Learn more about payment processing in our free guide.

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Next-gen security and fraud prevention

Keep your nonprofit’s data and reputation safe without the extra effort. ThriftCart’s integrated payment processing is fully secure and comes with fraud protection out of the box.

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PCI-DSS compliance

Keep customers’ financial data secure with payment processing that’s end-to-end encrypted and fully PCI-DSS compliant.

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Global fraud protection

Avoid scams with sophisticated fraud protection services that continually monitor for suspicious transactions.

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Free built-in security

Rest easy knowing your business is protected by the latest and greatest in payment security — at no extra cost to you.

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Fast funding and unified support

Get access to your funds faster and ensure your business stays running with a knowledgeable support team.

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One-business-day funding

Maintain healthy cash flow with faster deposits. Get funds within one business day at no cost, or use our affordable instant payout options.

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Assisted system setup

Implement our thrift POS solution and integrated payments without the stress. ThriftCart assigns an onboarding specialist to help you set up your inventory, tax exemptions, and other important financial details.

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Unified 24/7 support

Get support for your POS system and payments from the same team. With in-house payment processing, all aspects of technical support are under one roof.

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Enjoy thrift store payment processing that’s secure, simple, and stress-free.

See why nonprofits and donation-based businesses around the country trust ThriftCart to process payments, simplify accounting, and support their mission.

FAQs: Integrated thrift store payment processing

Are ThriftCart’s processing fees lower than Square’s or other POS systems?

Yes! ThriftCart guarantees to match or beat your current credit card processing rates. In addition to low fees, you’ll also get a system that’s truly built for nonprofits.

What happens to roundup donations on ThriftCart — are they treated differently from sales revenue?

ThriftCart allows businesses to solicit roundup donations from customers at the register — all roundup donations are tracked as a discrete category separate from retail revenue for Form 990 filings, passthrough situations, and financial reports.

How does ThriftCart handle donor receipts and IRS compliance at the register?

ThriftCart automatically generates accurate, IRS-compliant tax receipts for high-value donations, including an EIN on every receipt.

Can ThriftCart handle sales tax exemptions for nonprofit thrift stores?

Yes! ThriftCart allows you to customize tax rates based on item type, jurisdiction, or any other relevant local factor.

Can ThriftCart still take payments when the internet is down?

Yes! ThriftCart operates on a hybrid-cloud system, meaning that it can process transactions even when it loses internet connection.

Does ThriftCart offer any credit card fee offsets like surcharging or cash discounting?

Yes, ThriftCart can set up surcharging or other fee offset programs, depending on whether it’s supported in your state.

How does ThriftCart’s payment processing connect to my financial reports?

As a fully integrated payment processing solution, ThriftCart handles transactions, inventory, cost tracking, and other aspects of the business in one system. This allows ThriftCart to export clean, categorized transaction data automatically based on your inventory, tax rules, roundup donations, and other unique factors.